Earn Unlimited Cash Back

Rewards are earned as points, which can be redeemed for cash back. 1% cash back equals 1 point. If you choose to redeem for cash back, 1 point equals $0.01 cash back. For example, 2,000 points can be redeemed for a $20 check.

Visa Signature
Before we approve you for a credit card, we will review your credit report and the information you provide with your response to confirm that you meet the criteria for this offer. Based on this review, you may receive a Visa Signature card or Visa Platinum card with different costs and/or benefits, or you may not receive a card. For pricing details, please see Pricing & Terms. For benefits details, please read your credit card benefits materials which will be mailed after your account is established.

$100 Cash Back
You will receive 10,000 bonus points with this bonus offer, which can be redeemed for a $100 check. To qualify and receive your bonus, you must make purchases totaling $500 or more during the first 3 months from account opening. Purchases do not include using your account for balance transfers or cash advances, or using any checks that access your account. After qualifying, please allow 6 to 8 weeks for bonus points to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. This one time bonus offer is valid only for first time cardmembers with new accounts. Previous and existing cardmembers/accounts are not eligible for this bonus offer.

Earning Points
You will earn 3 points for each $1 of net purchases made in any of the following categories: gas stations; restaurants. Merchants who accept Visa/MasterCard credit cards are assigned a merchant code based on the kinds of products and services they sell. Chase groups similar merchant codes into categories for purposes of making rewards offers to you. Chase makes every effort to include all relevant merchant codes in its listed categories. However, even though a merchant or the items that it sells may appear to fit within a listed category, the merchant may not have a merchant code that falls within that category. Therefore, purchases with that merchant will not qualify for the stated rewards offer on category purchases. You will earn 1 point for each $1 of all other net purchases. You will also earn an additional 1 point for each $1 of airfare and hotel accommodation net purchases when you book through our toll-free travel redemption number. You do not earn points on balance transfers, cash advances, cash like charges such as travelers checks, foreign currency, and money orders, any checks that are used to access your account, overdraft advances, interest, unauthorized or fraudulent charges, or fees of any kind, including fees for products that protect or insure the balances of your account. There is no maximum number of points that you can accumulate in the program. Bonus/Promotional offers may have a maximum accumulation. See Rewards Rules and Regulations which will be mailed after your account is established. For more information about Chase rewards categories, see www.Chase.com/RewardsFAQs.

Added Protection

Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

AARP member benefits are provided by third parties, not by AARP or its affiliates. Accounts subject to credit approval. Restrictions and limitations apply. Chase credit cards are issued by Chase Bank USA, N.A. Chase pays a royalty fee to AARP for the use of AARP’s intellectual property. These fees are used for the general purposes of AARP.